About CareCostCalc

Free tools for the hardest spreadsheet a family ever has to make.

When a parent needs care, families have days to make decisions that cost more than a house — usually with no idea what care costs in their state, whether Medicaid will help, or which local nursing homes are actually good. CareCostCalc exists to put the real numbers in one place, free, with no sign-up and no sales calls.

What we offer

· A long-term care cost calculator covering all 50 states
· A Medicaid eligibility estimator using 2026 federal and state standards, including spousal protections
· A California nursing home quality lookup built on official CMS five-star data for 1,165 facilities
· State and city guides: care costs by state, Medicaid limits by state, California nursing homes by city

Our data

Cost figures: CareScout (formerly Genworth) Cost of Care Survey 2025. Quality ratings: U.S. Centers for Medicare & Medicaid Services, Provider Information dataset (Oct 2026 release). Medicaid standards: CMS federal standards and published state rules for 2026. Every tool page cites its sources.

How the site is funded

CareCostCalc is free to use and is supported by advertising. Ads never influence our data or rankings — the numbers come straight from the sources above.