Medicaid limits by state › Texas
Medicaid Long-Term Care Eligibility in Texas (2026)
To qualify for Medicaid-paid nursing home or long-term care in Texas in 2026, a single applicant must generally have no more than $2,000 in countable assets and income at or below $2,982 / month. Income-cap state.
Texas 2026 limits at a glance
| Test | 2026 standard in Texas |
|---|---|
| Countable asset limit (single) | $2,000 |
| Countable asset limit (couple, both applying) | $3,000 |
| Income limit | $2,982 / month |
| Home equity limit | $752,000 |
| Spousal asset allowance (CSRA) | Community spouse may keep between $32,532 and $162,660 of the couple's assets |
| Spousal income allowance (MMNA) | Minimum $2,705/month up to $4,066/month in this state |
| Look-back period | 60 months (asset transfers for less than fair value can cause a penalty period) |
How Texas treats income
This is an income-cap state: if your income is above the cap, you generally cannot qualify directly — a Qualified Income Trust (Miller Trust) is the standard legal route.
Check your own eligibility
Enter your assets, income and marital status to see whether you pass all three financial tests in Texas — and if not, by how much, and which lawful pathways exist:
Open the Medicaid eligibility estimator →What does care cost in Texas?
See median nursing home, assisted living and home care prices for Texas:
Texas senior care costs →Sources: 2026 federal Medicaid standards (CMS) and published state standards compiled by the American Council on Aging. This page is a planning estimate, not a determination — only the Texas Medicaid agency can decide eligibility. Rules change; verify before making financial moves, ideally with an elder law attorney.